Term Deposit Account

The Term Deposit Account is designed to support your Trade Finance transactions by serving as cash collateral for the issuance and confirmation of letters of credit.

With this account, you can earn competitive interest rates based on your chosen deposit term—while simultaneously securing your Trade Finance commitments.

Our Term Deposit Account is designed to support your Trade Finance needs while offering attractive returns.

Secure your Trade Finance transactions
Use your deposit as cash collateral for Trade Finance transactions, including the issuance and confirmation of letters of credit.

Earn competitive interest rates
Maximise returns on your deposit while securing your trade commitments.

Dedicated Relationship Manager
Receive expert guidance and personalised support tailored to your financial needs.

Flexible Terms to Suit You
Choose from terms of 30, 60, 90, 180, or 360 days to match your business cycle.

Multi-Currency Options
Open accounts in EUR, USD, or GBP to facilitate international trade seamlessly.

The Access Bank Malta Limited (‘the Bank’) is a member of the Malta Depositor Compensation Scheme (‘the Scheme’) established under the Depositor Compensation Scheme Regulations, 2015 as may be amended from time to time (‘the Regulations’). In the unlikely event, a bank participating in the Scheme is unable to meet its obligations towards depositors or has otherwise suspended payment in the manner established by LN383 of 2015, the Scheme pays compensation to the Bank’s depositors up to a maximum amount established by law (currently set at a maximum of EUR100,000 or equivalent per depositor).